Explore Personal Account Offers
If you’re looking to open a high-yield savings account, SoFi and Amex both offer excellent options. See our top picks based on interest rates, fees, ATM access, and more. We identified the 10 best checking accounts that are free to open and maintain. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.
- Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts.
- Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.
- That’s many times better than the current median return of about 18% among checking account bonuses we track.
- 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
- Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.
- Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days.
Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features.
To qualify, you’ll likely have to set up direct deposit with the bank and keep the account open for at least a few months. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. She has over a decade of experience writing and editing for consumer websites.
Do I need to switch banks to be eligible for a checking account bonus?
Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.
Chase Total Checking: $400 bonus
Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
- For this bank promotions roundup, more than a dozen data points were considered per offer.
- We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features.
- We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content.
- The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.
- BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts.
Compare Citizens Bank Promotions
That’s many times better than the current median return of about 18% among checking account bonuses we track. A variety of Citizens checking accounts all have the same promotional offer, giving you options with various fee levels and features. See our picks for the best bank bonuses for a selection of the most valuable promotions from other financial institutions. The amount of the bonus paid will be based on qualifying direct deposits, totaling the amounts listed below plus qualifying transactions as listed below, all completed within 90 calendar days of the account opening date. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening.
Three great options. Unlimited possibilities.
That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts The number of checking and/or savings accounts you should have will depend on a few factors. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided joki casino fees.
We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. There are more than 405 active bank bonuses in our database right now, and thousands more that have since expired. Should you open checking and savings accounts together? Then carefully consider all of your options. If a cash bonus is offered, how you receive the funds will also vary from one bank to the next. You may have to meet certain requirements to qualify for bank bonuses.
Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Learn how to avoid the $15 monthly service fee.
We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more. We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. The banker will help you review your savings, credit, and more – and provide you personalized solutions.